When you search for a home, Remember That Luxury Can Be Found at Any Price Point.
When Buying A Home Your Greatest Asset Is Having The Right Buyers Agent. Buying a home in any market in will be a one of the largest investments of your lifetime. Have you been looking for a home online for months, maybe longer?
Looking at the Zillow, RedFin, or Other apps on your screen is most likely a daily habit! Many properties have come and gone since you started searching. Only now, you are tired of looking. You are serious about buying a home and are ready to “pull the trigger”. It is now critical to find and work with a qualified, experienced Real Estate agent who will turn your dream into a reality.
How can you find the right agent? Someone who can help you navigate the entire home buying process? According to the National association of Realtors “88% of buyers purchased their home through a real estate agent or broker” Many buyers ask these same questions at first… Some will choose to use a friend who has a real estate license. Others choose an agent they saw on bus stop. Many find themselves thinking that “All real estate agents are the same.” They later find out that this is not the case.
Choosing the wrong Real Estate agent will cause you problems such as…
· Losing out a home you really loved to another buyer because of a poorly-prepared offer
· Overpaying for a home because you made an emotional decision rather than looking at the facts
· Wasting your time looking at homes that don’t fit the criteria of what you are really looking for.
· Losing out on your dream home because it was “For Sale By Owner”
· Failing to notice severe and/or structural problems with the home that can cost big money to fix.
These issues would probably be revealed by having an agent with years of experience who can put you in touch with their trusted inspectors partners and professionals.
The Right Buyer’s Agent, Can Save You Thousands Of Dollars, Countless Hours, And Unnecessary Headaches and Mistakes that can make the home buying process a nightmare.
The purchase of a home is probably the largest financial decision most of us will ever make. Don’t make that decision more dangerous by selecting the wrong buyer’s agent.
We can educate you to make sure you find the right home, land, or commercial property you have been searching for. We can also help you to avoid making mistakes that come from inexperience and lack of knowledge of the property and marketplace.
SECURE LOAN ‘PRE-APPROVAL Letter
Being pre-approved
positions you to make a serious offer when the time is right. It is the foundation for your home search, and will keep you focused what you can afford and the various options available to you.
HIRE A REALTOR TO WORK WITH YOU THROUGH THE ENTIRE
PROCESS
START YOUR HOME SEARCH
Work with your realtor to establish your wish list, preferred neighborhoods and housing styles. Receive up-to-the-minute
listings from your realtor. Establish a strategy for looking at houses.
REFINE YOUR HOMESEARCH
Look at homes, go to open houses & drive neighborhoods that appeal to you.
MAKE AN OFFER
Your realtor will guide you through the contract and help you craft an offer that will be accepted by the seller and get you under contract.
.
SET UP INSPECTIONS
Your realtor will help manage the offer process and work with the sellers agent and your lender.
If necessary, your
agent will negotiate any adjustments to the final offer as a result of the
inspection and/or appraisal.
DELIVER EARNEST MONEY
CURRENT HOUSING
If you have a home to sell, be ready to do it quickly. If you rent, be prepared to break your lease or move to a month-to-month agreement
TITLE, APPRAISAL, & MORTGAGE REVIEW
.Review title commitment, appraisal if needed, finalize and review mortgage documents,
settlement statement and wiring of funds.
ARRANGE A FINAL WALK-THROUGH
The final walk-through
gives home buyers a last opportunity to inspect a property before the closing
ATTEND CLOSING
Bring payment for any overages. Close the loan, transfer title and take ownership. Receive contact information for homeowners association (HOA). Get keys and celebrate your success.
.
MOVE INTO YOUR NEW HOME!
.
10 Tips for First-Time Homebuyers
1. Be choosy, but don’t be unrealistic. There is no perfect home. Most homes
can be transformed to better meet your needs.
2. Do your homework before you start looking. Decide what
features are most important to you.
3. Get your finances in order. Review your bank accounts and your credit report
to be sure you have enough money to cover your down payment and closing costs.
4. Speak to a lender ASAP. Get prequalified for a mortgage before you start
your home search.
5. Come up with your list of trusted advisors. Don’t involve
too many people because it will drive you crazy. Select one or two people to
turn to if you feel you need a second opinion.
6. Decide when is the best time to move. If you are renting,
when is your lease up? Can you break your lease if need be? If you need to sell
your home in order to move, get started on that process right away.
7. Think long-term.
Are you moving to your forever home or are you looking for a starter home? This
decision may influence what type of home you buy as well as the type of
mortgage you obtain.
8. Don’t be “house poor”. If you max out your finances to
buy the biggest home you can afford, you’ll have no money left for improvements,
emergencies or to save money for future financial goals.
9. Don’t shoot yourself in the foot. Insist on a home inspection and, if
possible, get a warranty from the seller to cover defects within the first
year.
10. Hire a REALTOR® who works for only you and represents your interests in the
deal
Be choosy, but don’t be unrealistic. There is no perfect home. Most homes can be transformed to better meet your needs.
Do your homework before you start looking. Decide what
features are most important to you.
Get your finances in order. Review your bank accounts and your credit report
to be sure you have enough money to cover your down payment and closing costs.
Speak to a lender ASAP. Get prequalified for a mortgage before you start
your home search.
Come up with your list of trusted advisors. Don’t involve too many people because it will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.
Decide when is the best time to move. If you are renting,
when is your lease up? Can you break your lease if need be? If you need to sell your home in order to move, get started on that process right away.
Think long-term.
Are you moving to your forever home or are you looking for a starter home? This decision may influence what type of home you buy as well as the type of
mortgage you obtain.
Don’t be “house poor”. If you max out your finances to
buy the biggest home you can afford, you’ll have no money left for improvements,
emergencies or to save money for future financial goals.
Y
Don’t shoot yourself in the foot. Insist on a home inspection and, if
possible, get a warranty from the seller to cover defects within the first
year.
Hire a REALTOR® who works for only you and represents your interests in the
deal
When you search for a home, Remember That Luxury Can Be Found at Any Price Point.
Ready to look at homes for sale? We got you covered! We’ll help you negotiate a terrific deal and spot the issues most people don’t catch. Plus, we handle all the paperwork & find those properties you can’t easily find online.
If you are READY TO LOOK for a home, LET’S talk!
When Buying A Home Your Greatest Asset Is Having The Right Buyers Agent. Buying a home in any market in will be a one of the largest investments of your lifetime. Have you been looking for a home online for months, maybe longer?
Looking at the Zillow, RedFin, or Other apps on your screen is most likely a daily habit! Many properties have come and gone since you started searching.
Only now, you are tired of looking
. You are serious about buying a home and are ready to “pull the trigger”. It is now critical to find and work with a qualified, experienced Real Estate agent who will turn your dream into a reality.
How can you find the right agent? Someone who can help you navigate the entire home buying process? According to the National association of Realtors “88% of buyers purchased their home through a real estate agent or broker” Many buyers ask these same questions at first… Some will choose to use a friend who has a real estate license. Others choose an agent they saw on bus stop. Many find themselves thinking that “All real estate agents are the same.” They later find out that this is not the case.
Choosing the wrong Real Estate agent will cause you problems such as…
· Losing out a home you really loved to another buyer because of a poorly-prepared offer
· Overpaying for a home because you made an emotional decision rather than looking at the facts
· Wasting your time looking at homes that don’t fit the criteria of what you are really looking for.
· Losing out on your dream home because it was “For Sale By Owner”
· Failing to notice severe and/or structural problems with the home that can cost big money to fix.
These issues would probably be revealed by having an agent with years of experience who can put you in touch with their trusted inspectors partners and professionals.
The Right Buyer’s Agent, Can Save You Thousands Of Dollars, Countless Hours, And Unnecessary Headaches and Mistakes that can make the home buying process a nightmare.
The purchase of a home is probably the largest financial decision most of us will ever make. Don’t make that decision more dangerous by selecting the wrong buyer’s agent.
We can educate you to make sure you find the right home, land, or commercial property you have been searching for. We can also help you to avoid making mistakes that come from inexperience and lack of knowledge of the property and marketplace.